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Farewells During a Pandemic – Ep 247

Farewells During a PandemicRetirement is a time that marks the passage from a life full of work to a life of leisure, accomplishment, and choice. As most people feel defined by their job, that transition to retirement is not always easy. Like other major life transitions, it can be filled with various emotions and concerns and it has been a crazy two weeks of farewell for Barbara. Not everyone would actually go through what she did, but some people would. And it's good to be prepared for the emotional roller coaster. Besides, retirement marked as a life passage into the next chapter of your life.

One Farewell After Another

It starts with your retirement letter which was really hard to write. Barbara wanted to be really thoughtful, but she also wanted to say goodbye to her county executive who had faith in her to be a leader. Then you have to send a letter to HR and give them all the details of what you want with your leave time. That one letter unleashed a whole bunch of things.

The first one was on that following week, the county council entered into a joint resolution with our county executive. Barbara was really humbled to be on my vacation called by the Council, you need to be at this meeting on Monday. it was so humbling to have the county executive and accounting Council, not only say nice things but actually adopt a resolution that will be in the county record forever.

Farewell to Co-Workers

No matter how much you’ve looked forward to the day of leaving your place of employment when the day comes, it might be a surreal experience. Make your transition easier for yourself and others by letting people that have touch your heart. Anyone Barbara could think of that God brought to mind that she needed to say a special word of goodbye. Sometimes she connected with them and they'd either burst into tears or were delighted, or exchanged phone numbers.

A couple of people Barbara could tell were online. But they didn't pick up and she thought, Oh, well, maybe they're on a break. So then she'd leave on a really nice voicemail saying goodbye, saying if you want to stay in touch, and a few of them emailed her back and said, I'm sorry, I just couldn't take the call. I didn't want to cry. But on those hard days, when things are going bad, I'm going to play your voicemail.

Finally, I'm Retired

I'm retired, I've been learning a lot, Barbara said. Next week, we fly to Arizona for kind of a romantic anniversary trip, combinedFarewells During a Pandemic with golf and sightseeing. It feels very strange. I Barbara have to mentally tell herself, you will never work again. You don't have a schedule. You don't have to worry about anything today. She thought it'd be harder to detach than it is. But when you don't have email or an office or things calling too, you really don't know what's going on, you dismiss the people that you were with. It's weird. It's just plain weird to not have that, especially when you've been doing something like this for so long, to just all of a sudden be on a permanent vacation.

Retiring is Super Emotional

What was lost can be restored. And that is all your hopes, all your dreams. It's temporary. And if I'm an indicator of anything that's going forward, whatever it was, you felt like you missed out during the pandemic will be restored, but you'll be so much more grateful for it. The other thing I was learning, just hearing people is telling people how you feel about them in life before the memorial service. And that when God brings someone across your path, by showing them love or encouragement or empathy, you just don't know the impact it's going to have on them for that moment or that day. Exchange contact info with people that you want to stay in touch with. It's too overwhelming to do it all at the end. So give yourself some time for those people that you want to stay in touch with.

Do you have any questions for Barbara?

Do you have any just general questions? Email us your questions at [email protected] and we will try to answer them in the show.

Read all of Barbara's blog posts by visiting https://www.rockyourretirement.com/blog/

Mentioned in this episode:

Six Pillars of Retirement Lifestyle
MissionLean

This post of Retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Senior Living Care: Know Your Options

Senior Living Care: Know Your OptionsWhen it comes to making sure you age in a comfortable, independent, and safe environment, seniors have many options. It’s important to think about what you want and to consider what you are capable of— from a health and financial standpoint. Most seniors look at three options for comfortable retirement living:

  • Buying a senior-accessible home
  • Making accessibility modifications to a current home
  • Moving into an assisted living facility

How do you know what is the right choice for you or a loved one approaching their golden years? Here is a quick overview of what you can expect from each of these three top options.

Buying a senior-accessible home

If you are considering purchasing a senior-ready home, think about partnering with a friend, family member, or realtor who has experience looking for these kinds of properties. There is a lot to think about, and experience can be insightful. Also, consider taking along a checklist of features that help with aging in place.

Take some time to research the housing market, especially if you plan on selling your home to buy another. That way you can start your home search knowing what kind of down payment you’ll want to have, the best neighborhoods for seniors, and how much you might expect to pay for your mortgage. Having this information goes a long way toward lining up a budget.

Here are some key design elements for seniors to look for in their housing search:

  • Single-story homes are ideal for seniors. Protecting against slips and falls is crucial for healthy senior living, which is why many opt for homes without stairs.
  • Storage for extra items if moving into a smaller home. If you want to keep sentimental items but won’t have space in your new home, look for affordable storage units in your area.
  • Properties near places they frequent, or near public transit stops, to ease transportation worries.

Making accessibility modifications to a current home

If you plan on aging in your current home, or are considering downsizing to a home that needs to be tweaked, you will need to factor in both the cost and time involved in making modifications. Keep in mind accessibility upgrades to protect you from injury and keep you safe and independent after one occurs.

As Assisted Living Today explains, some common senior-specific accessibility modifications include:

  • Installing ramps over any steps and handrails in hallways and on stairs.
  • Using non-slip floors and mats in kitchens and bathrooms.
  • Widening hallways and door frames to accommodate walking with a cane, walker, or using a wheelchair.
  • Purchasing bright lights and adding additional lighting options to brighten dimly lit areas.
  • Prioritizing Safety with smoke, break-in, and other alarms that use both light and sound to alert you to an emergency.

Moving into an assisted living facility

Some seniors want to age comfortably knowing they have help when they need it. National Caregivers Library points out that’sSenior Living Care: Know Your Options where an assisted living facility comes in. Essentially seniors can live independently in an apartment or condo-style residence with shared common rooms and access to professionals who can help with:

  • Daily living activities like bathing, dressing, eating, toileting, and taking medications
  • Nutritional programs that include cafeteria-style dining
  • Exercise and wellness activities
  • Housekeeping and maintenance
  • Organized recreational activities
  • Social services and religious activities
  • Transportation arrangements
  • 24/7 security

You may not be at a place where you can decide or predict what you will need to live happily and healthily in your golden years— and that’s okay. Thinking about these options now, and talking about them with your family, is a great way to get the ball rolling. Take your time so you don’t jump into a decision you may regret, but also be honest with yourself about the reality of your physical and mental health and your financial means. You deserve to age in a way that makes your life feel meaningful and complete.

About the Author: Sharon Wagner is the creator of SeniorFriendly.info and the author of the upcoming book, The Ultimate Guide to Senior-Friendly Workouts, Fitness Gear, Healthy Recipes, and More. With both her website and her book, she hopes to provide helpful tips, tricks, advice, and product recommendations that help seniors stay active and engaged as they age.

Looking to ensure a fantastic and healthy retirement? Subscribe to the Rock Your Retirement podcast for helpful tips!

A Month of Goodbye – Episode 246

A Month of GoodbyeStarting in August of 2020, we started following the life of a pre-retiree Barbara Mock. The goal was to follow her from pre-retirement through the retirement process. So you and I can live vicariously through her experience. We want to know what's happening as she goes through this process. So we can better prepare ourselves.

Barbara's retirement date is finally here and she will officially be retired by the end of March 2020. It comes with plenty of mixed emotions for Barbara. This month is a lot of final goodbyes and last things which feels very surreal.

It's Going to Be a Lot of Flurry and Activity

In retirement, you're basically facing what is essentially the last transition of your life. During this phase of Barbara's retirement, she remembers when she got married, there was this big flurry, all the activity, all the things you have to do and get done. And then that day comes, whether you like it or not it comes, and the wedding is over. Then she remembers on their honeymoon, just feeling this sense of where are all the people, where's all the interaction, Because they went from all these people to just the two of them. So for Barbara, this retirement journey is going to be a lot of flurry of activity and things, and goodbyes this month but then in April, all that'll kind of go away.

After the Goodbyes, There's a Connection Day

When you retire, you're going to have a flurry of people wanting to say goodbye, even if you're in an office with five people, there's going to be some goodbyes. And then probably what you're figuring is going to be more of silence after that.

Luckily, Barbara already has something planned when that time comes. One is, as she has conversations with people, and you kind of know is when they're saying, oh, I'd really like to stay in touch. And you're never quite sure if they're just saying that or if they want to. But these are for the ones that Barbara definitely wants to stay in touch with that she just doesn't want to lose contact with.

There's a number of people that I would love to go to lunch with. And so there's gonna be a lot of time playing golf with her husband, but not as much as he does. Also, she wants to have a day of a connection, a reconnection day. It might be with an aunt, it might be with a cousin, but it might be with some of these people that she had grown to love over 44 years. She's spent more waking hours with these people than her own children and her husband, they are dear to her, and don't want to lose that connection. And she knows over time, people move on. But at least for a while. I think that'll be a landing spot.

Even With What is Happening Today, Start to Plan AgainA Month of Goodbye

Retirement has looked quite different during the last year. Plans of travel have been replaced by isolation for many families. There are life circumstances, health issues, financial setbacks, there's always something that stops you possibly from having your, your dreams. And it's easy, as we've seen through this journey, to get discouraged, to get tired to get down.

It just was just such a sense of relief and gratitude to the people that have worked so hard this past year to create or develop a vaccine. It's nothing short of miraculous. That is why Barbara has been planning to travel again. It may not be now, but she is still hopeful. It's such a celebration that we can consider doing things again, consider living again because so many of us have put our lives on hold and now we're starting to feel hopeful again.

Do you have any questions for Barbara?
Do you have any just general questions? Email us your questions at [email protected] and we will try to answer them in the show.

Read all of Barbara's blog posts by visiting https://www.rockyourretirement.com/blog/

Mentioned in this episode:

Six Pillars of Retirement Lifestyle

This post of Retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Health Issues During COVID – Episode 245

Health Issues During COVIDToday, we will talk about one of the Six Pillars of Retirement Lifestyle. Just to refresh your memory, the six pillars are spiritual, significant other, friendship, purpose, family, and health. And we're going to be starting new short health segments. And so I thought we would kick that off by talking about what if anything we are doing about our health, or if a lot like a lot of you, maybe we're struggling in that area of health. After almost a year of being cooped up, I know that a lot of us have either physical or mental health struggles.

It Has Been a Roller Coaster of a Ride

To describe today's health status since COVID, it's been a roller coaster. Before COVID, Barbara would get up really super early in the morning, going to a gym, working out with a personal trainer, and a team of people. Doing that a couple of days a week and then going in, treadmill, lifting weights in between, and then going into work, taking a shower, getting dressed, and starting her day. Then COVID hit and the governor closes down all the gyms. As an extreme extrovert, her mental health suffered significantly.

So in those months in March, not only did Barbara stop leaving the house, it was depressing. And she started having a glass of wine or two, every night became much more sedentary. She started gaining an excessive amount of weight and felt like a slog. And it was just a downward spiral for her.

Have Something to Look Forward To

We have to have something to look forward to. We get stressed when we delve into a specific problem that we loseHealth Issues During COVID perspective. Figure out something to put on your calendar or something to look forward to because we don't have anything to look forward to, it just gets bleaker and bleaker and bleaker. Think about things for which you are grateful.

Start Being Healthy

When you eat sugar, it changes your blood sugar, and it causes you to be hungry or thirsty or you know, different things. And so just by removing that, already, it was just like incredible. It just wasn't serving Barbara's needs, or purposes anymore. But that's not to say that maybe someday when she's retired, sitting around the campfire, she might not enjoy a glass of wine.

So what Barbara has been learning is the sugar that's in alcohol is what's not good for her. It causes her to either want to eat or drink more than she should. Just by replacing the sugars and the carbohydrates with fruits, vegetables, and lean meats, just makes her feel so much better and more motivated. There's a tie between what she eats and how she feels, and how motivated she to go out and do activities.

Healthy Ways to Cope

Keep up with daily routines as far as possible, or make new ones. Exercise, eat healthy meals and try to allocate time for working and time for resting. Also, make time for doing things you enjoy.

Read all of Barbara's blog posts by visiting https://www.rockyourretirement.com/blog/

Mentioned in this episode:

Six Pillars of Retirement Lifestyle
Another Disappointment

This post of Retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Goals and Intentions – Episode 244

Goals and IntentionsGet On the Right Track

Setting goals isn't enough. Though it helps us to create a plan, see the future, and stay on track to get things done, there's still a downside to goal setting. Setting and living your intentions allows you to focus on who you are in the moment, recognize and live your values, and raise your emotional energy, which in turn, raises your physical energy. Join us today in

As of this recording, she's still waiting for her retirement date, which is coming up at the end of March 2021. If you're listening to this in the future, start with our first episode of following her journey, and come along with us in sequence so that it'll make more sense. This first episode was titled, Barbara's Amazing Retirement Journey: Section 1. Today. Barbara and I will talk about intentions.

Evaluate Your Goals and Intentions

Barbara really wants to forget the year that was passed except for a few highlights. Just looking forward and in the past, that was a time for them to look at their finances. Throughout Barbara's marriage, they would take the time between Christmas and New Year's to go through in whatever form they had with their bills, their expenses, and would evaluate their goals.  They would figure out what are they going to pay off because their goal was to be debt-free by this time.

So they've been having a lot of conversations about what a weird feeling it is right now that they have done that on the eve of retirement. They don't have any debt. And they've minimized their expenses as much as possible. Now they're at the other side. Both of them have been kind of struggling because their pattern was the goal to pay off.

Goal to Spend?

Now, this shift that they haven't made very well is what's their goal to spend or stay neutral. They want to go places and do things. It has been pouring down rain everyday storm after storm landslides flooding, and it's bleak. There's been a lot to talk about, where will they be at this time next year? Where will they be in October? Because both of them know whether it's a week or a month or two months in the fall, and then probably come home for Christmas, because they didn't get a Christmas this year. But then right after Christmas head somewhere, and that is the discussion.

They don't feel like they have to make a decision right now. But because they're a bit bored and can't go outside. They've been spending a lot of time. Barbara and her husband were always the people that are always saving for the future. And now, they're those people that can spend some money and go have some fun. It's a very weird thing and it's a big adjustment.

Retirement is Going to be a BIG Adjustment

Barbara's husband is constantly saying with you retiring, and not working anymore, not putting money in a 401k not investing. That's going to be a big adjustmentGoals and Intentions for both of us. And it's just a big adjustment in the way you think. So she'd be interesting to know, what have other people done? What have other people decided? We could go buy a new truck? Do we need one? We could buy a travel trailer? What size? Is it better to get a motorhome? Do you invest in something that big when you're not really sure that you're going to enjoy that? Or do you do vacation rental by owner? Or do you do trusted house sitters?

It's just this whole world is available to them. And yet, they still have a mindset of, they need to save for retirement. Now it's here. It's very, very interesting discussions they're having these days.

Barbara's 2021 Intentions

Barbara has tried to do new year's resolutions in the past. It works about till February. And if it's not a habit, within four weeks, it's not going to happen. So she made a list of the kind of her top 10. Printed them up, and stuck them on her bathroom mirror, It's not necessarily a resolution, but they're just reminders that she looks upon, and they're short. But the first one is to be open to new possibilities.

Barbara has been doing the same department, not the same job. But she has been in the same place for 44 years. And it's just time to be open to kind of what's new. She's just kind of keeping an open hand and an open heart about what her life could be this year and just trying some new things.

Find What Sets You Up

For those of us that are entering retirement, don't be in too big of a hurry to jump into a lot of things. But the things you do jump into make sure they're fulfilling and worthwhile and what you want. Because unlike a job where you need a paycheck, and maybe you stick in a lot longer than you normally would, because leaving a job and coming and going has its consequences. When you're retired, you should be able to do what you want, when you want to and, and derive some sense of satisfaction from it, rather than just enduring and sticking in.

Read all of Barbara's blog posts by visiting https://www.rockyourretirement.com/blog/

Mentioned in this episode:

Barbara's Amazing Retirement Journey: Section 1
Contentment in Life – Episode 243
RockYourRetirement Community

This post of Retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

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